7 star. fredrik93 (Newbie) 2 Aug 2021. When you change super funds, you usually keep the existing insurance until the replacement policy is issued and your new cover is confirmed. If you are on a low income (earning under $37,000), you pay no personal income tax on the first $18,200 you earn and then 19% tax on any income over $18,201 to $45,000 (in 2022–23). Our phones are working. Under the superannuation guarantee, employers have to pay superannuation contributions of 11% of an employee's ordinary time earnings when an employee is: over 18 years, or. you have found a 'lost super' account with a balance less than $200. CasATO (Community Support) 18 Nov 2020. Further details and information about Eligibility criteria here. gov. cap amounts from previous years. Lost super search line. Find out about myGovID and RAM for tax professionals. You can apply for a DASP via either: the DASP online application system. We can advise where it has been transferred to over the phone. 3 - Request a transfer of ATO held super to your new super fund, either by having your fund request it themselves (by you telling them you have ATO held super you want to transfer), or. Mia later receives an excess concessional contributions determination for 2019–20 as the total amount of her employer contributions ($42,000) was more than her concessional contributions cap ($34,000). Hi @sarahna, When a superfund becomes inactive what generally happens is over time the balance is reduced by fees. The ATO then looks for an alternative existing fund link, and if none can be found, holds the balance against the individuals account. This account isn't the same thing as your superfund. Thanks, ChrisR. To lodge a late payment offset election, use the SGC statement (NAT 9599). contribution. If you ask for information, your super provider must give it to you. manage and check your super. A self-managed super fund (SMSF) must pay a minimum amount each year to a member who is receiving a pension that commenced on or after 20 September 2007. Download the ATO app. The following information sets out how superannuation affects various insolvency administrations. You can contribute a total of up to $27,500 (concessional contributions cap) before tax each financial year from 1 July 2021. However, it is possible to withdraw super early if you meet certain conditions set by the government. To access the search function, you need to log in to the DASP online system. Super lump sum. By clicking the ‘Find my super’ button, I consent to the automatic transfer of any ATO. An extra 15% tax on the super contributions of high income earners. You may receive a disability super benefit from your super fund if: you experience physical or mental ill health, and; two legally qualified medical practitioners have certified that it is unlikely you can ever work in a job for which you are reasonably qualified. Follow the search for my super link. Under How to claim your super you can find the Application for payment of ATO-held superannuation money. Payment support (call-back line) – if we reach out to you to offer help, you can phone us back on this number. There are different tax rules for members of defined benefit super funds. ATO-held super is super money we hold for you. Save. 9 million accounts. Be careful if someone offers to help you access it early. Our ATO-held super page runs through this. Can I withdraw ATO held super? Once we have your application and supporting documents, we’ll determine which ATO-held super amounts we can pay you. Details of a newly opened super account should be available soon after it opens. An active super account is defined as an account that: is held by a person who has not died. Employers who don't pay SG contributions in full by the due date (28days after the end of the quarter) or into the right fund must pay the super guarantee charge to us. find ATO-held super. Super funds need to transfer unclaimed super to the ATO. Eligibility criteria, required evidence, what you need to do before applying to access super on compassionate grounds. It is a legal requirement for rollovers to be processed electronically, using 2 components: a data message. Last modified: 07 Sep 2023 QC 61057. We will initiate the transfer of certain types of ATO-held super to an eligible, active super account on your behalf. when phoning the ATO the message says use MyGov and hangs up. If you no longer wish to receive electronic communications from ADF Super, you can change your communications preference in ADF Super. Apart from this, to receive a direct payment of ATO-held super, you'd need to meet the normal conditions for when you can access your super. Death benefit income streams and your transfer balance cap Temporary residents can use our departing Australia superannuation payment (DASP) online application system to claim ATO-held super after leaving Australia. $340. If you have a MyGov account linked with the ATO then you can view / withdraw your ATO held super if you meet certain conditions. A rollover is when you, as a member, transfer some or all of your existing super between super funds, including SMSFs. For most people, super begins when you start. If you have your. If you are a former temporary resident who accumulated superannuation (super) while working in Australia, you can claim your super from your super fund if you meet all of the following requirements: you entered Australia on a temporary visa listed under the Migration Act 1958 (excluding subclasses 405 and 410) your visa is no longer. Monday to Friday. accumulation phase are taxed at 15%. If a super. According to independent financial adviser Philip Harvey of Construct. If your application is for ATO-held superannuation, payment will be made direct to an Australian financial institution account where the ATO holds valid financial institution account details for you. Check the quarterly super payment due dates. Find, recover and consolidate lost super. Open the Australian Taxation Office page under Your Linked Services (If you haven’t linked your ATO account then you’ll need to do this first). Jeff11 (Newbie) 2 Aug 2022. If you are eligible to apply for ATO-held super but can't apply via our online services, complete the paper application and return it to us. That is, 10% of the total $1,000 insurance premiums, multiplied by the company tax rate of 30%. You may be able to choose the super fund your SG contributions are paid into. Install. You can transfer ATO-held super to an eligible fund in our online services through myGov. Most are issued monthly, some twice a month and some fortnightly. you have found a 'lost super' account with a balance less than $200. For ATO-held super, you can only choose EFT to an Australian bank account in your name or a cheque. Add the extra child rate for each child you have to the couple combined rate in the table. It’s then classified as ATO-held super. Any amount claimed directly from us during a period of certification is treated as a tax-free lump sum. Employers who don't pay SG contributions in full by the due date (28days after the end of the quarter) or into the right fund must pay the super guarantee charge to us. With the information displayed online, your members can consolidate their super accounts using the 'transfer super' functionality. Lodge through Online services for business: attach the SGC statement Excel spreadsheet to a new secure mail message. ATO-held super is money we hold for you, pay for usage in your welfare, that needs to go into your amazing. When a self-managed super fund (SMSF) member dies, the SMSF generally pays a death benefit to a dependant or other beneficiary of the deceased. The law. for super held by a super fund, use Application for a departing Australia superannuation payment form (NAT 7204) – send this form directly to the super fund. making supplies connected with Australia's indirect tax zone. NAT 8678a. Low fees means more love for your super. For each extra dependent child, add. You may have super accounts you’ve forgotten about or don’t know about. Contact your provider to request access. linking the. Any account with a balance will appear here, so you may find some super you had forgotten about. It's generally not an issue if bank details aren't linked to the account either if you. accumulation phase are taxed at 15%. How to link the Australian Taxation Office to your myGov account. Make payments, view transactions and download statements and reports. Can’t find the information you’re looking for? See if our ATO-held super refers to super money we hold for you. Early access to super. In early 2022, however, the ATO announced it would begin taking more forceful action in relation to unpaid SG obligations and start debt collection actions with employers. The correct forms can be found under the 'how to claim' link I posted above. The fund you want to transfer to may not accept transfers from other funds or ATO-held super – check before starting your transfer. If you have an AMP super account, we can help you discover if there’s any other super accounts with your name on it. The only mentions of the $6,000 figure for ATO held super are in these scenarios: Your super provider must report and pay your super to us if you are a lost member and your balance is less than $6,000. In the linked ATO section you can select super and request a transfer from the ATO held super account to your chosen fund. for super held by a super fund, use Application for a departing Australia superannuation payment form (NAT 7204) – send this form directly to the super fund. From. Super may be taxed at 3 points in its life cycle: on contributions. In the following circumstances, we will initiate the transfer of certain types of ATO-held super to an eligible (active) super account on your behalf: the amount of ATO-held super is $200 or more; you are aged less than 65 years; you have not made a request to transfer ATO-held super to your preferred super. To access your super on compassionate grounds to repay borrowed amounts, all of the below conditions need to be met: Condition 1 - You or your dependant meet all the eligibility conditions to access your super on compassionate grounds, including that the expense is an eligible expense. This means all members are involved in managing the SMSF. To do this you'll need a myGov account linked to the ATO. More details are available on the Australian Tax Office website. Temporary residents can use our Departing Australia Superannuation Payment (DASP)External Link online application system to claim ATO-held super after leaving Australia. When you change super funds, you usually keep the existing insurance until the replacement policy is issued and your new cover is confirmed. As of June 30 this. Hi @adm693, . ATO-held super includes unclaimed super money (USM) and super holding account (SHA). This means it ranks equally with employees' entitlements for wages and super contributions, as long as there. Tax file number (TFN) application for individuals. Be prepared to provide the. Finding lost super and super held by the ATO According to the Australian Taxation Office (ATO), Australians had just under $16 billion of lost or unclaimed superannuation as at 30 June 2022. If you're suffering from a terminal medical condition and you have super held by us you can either: ask your provider to claim this on your behalf; claim it directly from us yourself. From your myGov, you can request a rollover from ATO-held super to your nominated account. Hello, I've set up a self managed super account and would like to transfer the ATO held super in my name. The person you authorise will be able to act on. DW565475 (Newbie) 17 May 2023 @WendyATO Hi, I just received the mail from ATO and it shows that the money had been hold by ATO has been transferred to. They may decide not to release your super early. The payment may be made up of two components, taxable and tax free. When and how you can access your super and whether you need to pay tax on withdrawals. When will we transfer ATO-held super. find any ATO-held super — this is held on your behalf when your super fund, your employer or the government can't find an account to deposit your super into; consolidate your super into a single fund; If you've recently opened a new super account, it may take up to six months to appear on myGov. 2 - once your new fund is established, have that fund send through a 'Member Account Form' to the ATO. retirement phase are tax-free – subject to a lifetime limit on the amount you can transfer into retirement phase (your transfer balance cap)When you transfer your super, your entitlements under that super fund may cease. Superannuation funds generally report and pay unclaimed super money to the. We pay you interest on certain tax liabilities when you pay early, overpay or there's a delay in us paying your refund. The ATO reported that at 30 June 2017, there was a total of over 6. Thanks for the additional info here! The ATO will only transfer your money to your active super fund if it will take your total balance to $6,000 or more. Providing your Tax File Number (TFN) We’re authorised to ask for your TFN by tax law and in accordance with the Superannuation Industry (Supervision) Act 1993. The Australian Taxation Office (ATO) states that premiums on insurance policies taken through super accounts are not personally tax deductible. Super is designed as a long-term investment to give you an income in retirement. Hope this helps. Unfortunately we do not have access to client accounts via this forum so you will need to call. You don't need to do anything to receive a LISTO payment. If you have ever changed your name, address, job or lived overseas, you may have unintentionally lost track of some of your super. Data released by the Australian Taxation Office (ATO) for the financial year ending June 2020 shows that the Morrison Government’s reforms have had a big impact, reducing unclaimed super by $7 billion. How to apply the unclaimed superannuation protocol and what to do in more complex situations. I need to transfer all ATO held super to my newly opened super account. The ATO app is a simple and easy way you can access and manage your tax and super on the go. is in accumulation phase. Lost super (fund-held) Check the total number of super accounts and value of lost super for the last 4 financial years. Employers can utilise this service to determine whether employer contributions qualify as superannuation guarantee payments. I have checked lost super searchs for him and had him setup a mygov which confirms he has 1 superfund and no ATO held super funds. Do you have any other active super accounts besides the SMSF? Otherwise, you may want to complete search 'Searching for lost. Around $13. Vivianvee100 (Initiate) 21 June 2020. How much you can contribute. select Lodge SGC statement as the subject. Author: coxp123 (Newbie) 15 Sept 2023. Different tax rates apply to working holiday maker (WHM) visa holders. He is considered by many to be the greatest shooter the country has ever produced, thus, earning the moniker, "The Triggerman". Receiving a super death benefit. select Update, Add or Delete to the right of your account details. For ATO-held super, use the Application for payment of ATO-held superannuation money (NAT 74880) and send it directly to us. For more information see Registrable superannuation entity audits. Most helpful reply. au ATO-held super would be paid out from Friday onwards. Help for super funds paying benefits, with details on what they may need. While lost uncontactable and lost inactive accounts are still held by superannuation funds managers, unclaimed super money (USM) and superannuation holding accounts (SHA. We may ask you to provide recent evidence to support your claim of serious hardship. Super funds currently hold $10. Access government services from one place. Super funds currently hold $10. Hi @krmiller,. Apart from this, to receive a direct payment of ATO-held super, you'd need to meet the normal conditions for when you can access your super. g. This includes amounts paid on your behalf by: employers. ATO-held super is super money we hold for you. In reality, the actual average tax rate can be lower than this, typically around 6. You can check which bank account details we would have. Hi, I had to travel to native country for 2 years and in that period my super is held by ATO but now am back to Australia and opened new super account. View all news. A final DASP tax will be withheld from your payment when it is made. This will only happen where: you have not made a request to transfer ATO-held super to your preferred super fund; you are aged less than 65 years; the amount of ATO-held super is $200 or more. If you are eligible to apply for ATO-held super but can't apply via our online services, complete the paper application and return it to us. Key points. The authorised LPR, or their nominated representative, can get a data package of the tax and super records we have for the deceased person. Access to ATO-held super. Check your type of super fundLost and unclaimed super. a paper form. . Restrictions on investments. on the investment earnings in the fund, which in the. 9 billion. When completing the ABN application, you should: ask for a tax file number (TFN). Author: McKenzieATO (Superuser) 6 July 2020. It has a link to the online application system, which you can use to locate your super (either with your fund or with us) and then apply to have it released. We can make the payment directly to you if it's less than $200, or you're aged 65 years or over. $42. ATO-held super cannot be accessed directly from the ATO for a COVID-19 early release. 5%, [because:For example, while we usually transfer unclaimed super money (USM) to super funds once a fortnight, there are other transfers (e. ATO-held super includes amounts paid by. the super income stream is a death benefit income stream; the deceased died after they turned 60 years old. Early access to super. For more information, see Searching for lost super. Super contributions to defined benefit and constitutionally protected funds; Keeping track of your super. If you have unclaimed super money that’s being held by the Australian Tax Office (ATO), you may be eligible to transfer the money directly into a KiwiSaver scheme. Click on the Super tab, select Manage and then select Transfer super. If you need more information about direct debit or the Direct debit request service agreement you can: phone us on 1800 802 308 (8:00 am to 6:00 pm, Monday to Friday) write to us at. Check out our Departing Australia superannuation payment (DASP) page. satisfy an early access requirement. How DASP is taxed. You can view details of your super accounts including: super accounts you may have lost track of and any ATO-held super. A super income stream involves a series of regular payments from a super fund (at least annually), drawn from a retirement account. If the deceased person had super, the super fund's trustee will work out who will receive benefits. Accessing the search function. This will give you the amount your income should be. ATO held super can come about for quite a few reasons outlined here, and super funds must report and pay lost super in certain circumstances. The total lost (fund-held) and ATO-held super as of 30 June 2022 was just under $16 billion for 6. for super held by a super fund, use Application for a departing Australia superannuation payment form (NAT 7204) – send this form directly to the super fund. The taxable income of a superannuation fund is taxed at a flat rate of 15%; however, concessional contributions of those members whose taxable income exceeds $300,000 are subject to a rate of 30%. By accessing ATO online services through myGov, you can easily find your lost or unclaimed super. Transfer of ATO-held USM to a New Zealand financial institution. Choosing a super fund When choosing a super fund make sure you understand your options and set up an account that suits your situation. Thanks for your question! If you completed the request to withdraw your ATO held super via ATO Online Services, the form would have asked you to provide your bank account details, or confirm existing details on file. If you have ever changed your name, address, job or lived overseas, you may have unintentionally lost track of some of your super. It includes unclaimed superannuation money (USM) and money held in the Superannuation Holding Account (SHA). A list of your funds including ATO held super with their last reported. This will assist in seeing your new fund appear in MyGov. g. posted 2016-Apr-17, 10:08 pm AEST. If you work while living overseas, you must declare: all your foreign employment income. 如果超過6個月後還未申請，款項將會轉移到ATO代為保管（ATO-held super）。 如果用紙本申請，須就每個Super fund賬戶／ATO-held super個別提交申請。若涉及款項超過A$5,000，將會產生額外手續費。 提交申請後等待審核，約28日就會收到款項。This form should be completed when you are requesting a withdrawal of your ATO-held super and are required to attach medical evidence confirming you have retired due to a permanent disability. While lost uncontactable and lost inactive accounts are still held by superannuation funds managers, unclaimed super money (USM) and superannuation holding accounts (SHA. Anonymous1283 (Devotee)Access on compassionate grounds. When and how you can transfer or roll over your super to another fund, and how to consolidate multiple super accounts. Before you complete and send this form to your fund, check: if they are still holding your super or have transferred it elsewhere – and if so, where they have transferred it toYes, but it’s important to understand that early super payments made under the severe financial hardship provision can only be used to pay your reasonable living expenses. Hopefully the good news as mentioned above outweighs this though, and we wish you the best with your future travels back here :) Liked by fredrik93. ATO held super can come about for quite a few reasons outlined here, and super funds must report and pay lost super in certain circumstances. 3 million lost and ATO-held accounts with a total value of just under $18 billion lost superannuation moneys. Different tax rates apply to working holiday maker (WHM) visa holders. An active super account is defined as an account that: is held by a person who has not died. Details of a newly opened super account should be available soon after it opens. Fabioe93 (Enthusiast) 10 Nov 2022. You do not need to declare the amounts you make from your hobby to the Australian Taxation Office (ATO). There are different types of superannuation that the ATO may hold and each has its own conditions for withdrawal ( please see ATO held super). Find out about accessing super early on compassionate grounds, what you need to do, how to apply. More serious breaches can result in trustee fines or even imprisonment. WATCH | D' ICT TALK | 20 November 2023Put simply, all compulsory Superannuation Guarantee (SG) contributions paid by your employer are taxed at 15% when they go into your super account. au What is super If you're new to Australia's superannuation system for retirement saving, find out how it works and how to benefit. For ATO-held super, use the Application for payment of ATO-held superannuation money (NAT 74880) and send it directly to us. Individual tax return instructions 2023. . Whether you choose a new super fund or one of your existing ones, give your employer the details they need to pay your super into your chosen account. Just make sure your super fund has your tax file number (TFN). Whether you choose a new super fund or one of your existing ones, give your employer the details they need to pay your super into your chosen account. /About-ATO/Research-and-statistics/In-detail/Super-statistics/Super-accounts-data/Multiple-super-accounts-dataYou can view, add, update and delete the FID for your client's Income tax and Activity statement accounts in Online services for agents. name. This postcode data is made available to the community to encourage individuals to check all their super. Weird that you could see it but now there no record of it. Since 31 December 2007, the super guarantee charge (SGC) has been required to be paid before payments to ordinary unsecured creditors. on the investment earnings in the fund, which in the. You are being logged out, please wait. Dashboard Dashboard. Access to ATO-held super. If you are eligible to apply for ATO-held super but can't apply via our online services, complete the paper application and return it to us. a Corporations Act company. Information in other languages. Maximise RATE. An immediate deduction is allowable for certain capital assets costing $300 or less. 8:00 am to 6:00 pm. Any account with a balance will appear here, so you may find some super you had forgotten about. Our system has likely just. Check the eligibility criteria for withdrawing super from ATO-held accounts. If the stapled super fund account provided by us is a self-managed super fund, you should obtain the electronic services address and bank account details from your employee. Check if you have to pay super for your employees, including contractors and workers under 18. Your lost or unclaimed super may be held by your super fund (as a lost member), or by us as ATO-held super. – for both super fund and ATO-held super. Since ATO held-super is not in a super fund at all, you'll need to: Set up an Australian super fund; Transfer your ATO held-super to the Australian super fund; Transfer the funds from Australian super fund to the NZ Kiwisaver account; You can read more about trans-Tasman retirement savings portability scheme for individuals on our website. If a member can't request the transfer online, or chooses not to, they can use a paper form to request the transfer the whole balance of their account: Request for rollover of whole balance of super benefits between funds (PDF, 190KB) This link will download a file. By using ATO online services, you can keep track of your super. Generally, USM must be reported and paid to us from super providers once it meets a certain category of USM for any of the following: unclaimed super for members who are 65 years. Tax may be payable in Australia. Due to system maintenance, the Superannuation Clearing House service is temporarily unavailable. There are some exceptions. If you’d like to rollover (transfer) your super to another super fund, the easiest option is to apply through your online account or contact us on 1300 300 273 to obtain a copy of the Apply for a payment form. You will need to declare your income to the ATO in your annual return. Use ATO online services to keep track of your super, including accounts you may have forgotten or lost touch with. Follow these steps to link the ATO to your myGov account: Enter or confirm your personal details. This form may take some time for us to process. $20,900 concessional remaining ($27,500 cap) Superannuation Rate. subclass 462 (Work and Holiday) visa. Individuals and agents can complete a super search by phoning our automated super search line on 13 28 65. You can find out more about the eligibility and documentation requirements as well as how to apply on our website. Click on the Super tab, select Manage and then select Transfer super. You may want to seek independent financial advice before requesting a transfer of your super benefits. ATO-held super is just a cash account. Super may be taxed at 3 points in its life cycle: on contributions. You can receive a payment of ATO-held super in two ways: online using your myGov account connected to ATO online services. If you believe that you are the beneficiary of a deceased person's super or are the trustee of a person's estate, you should contact their super provider to let them know that the person has died and ask them to release the person's super. 30 am and 6. External Link. ATO-held super includes amounts paid by employers, super funds and the government. Couple combined, one child. Finding lost super and super held by the ATO According to the Australian Taxation Office (ATO), Australians had just under $16 billion of lost or unclaimed superannuation as at 30 June 2022. Sole traders aren't obliged to pay Superannuation. Most taxpayers had a choice to elect out of the 12. The cheque is a little over $200, however what I am puzzled by is that when I logged into MyGov I can see that they are still holding another $1250 of. Find ATO held super . How tax applies No tax is payable on the amount rolled over to another complying super fund until you withdraw your super, when tax may apply. Our system has likely just. Australians have around $16 billion in lost and unclaimed super. You can also contact us or lodge a complaint if you need help or feedback. All members are either individual trustees or directors of a corporate trustee of the fund. It is also possible to add money into your Super savings and this can change your income tax. A rollover is when you, as a member, transfer some or all of your existing super between super funds, including SMSFs. We can give you a letter to give to your fund. Welcome to our Community! You can request to have your ATO held super transferred to a super fund of your choice by using our online services to nominate the super fund you would like to transfer the money to. If your super fund has transferred your super to us as unclaimed super, you may be able to submit a direct claim for your ATO-held super if you meet one of the criteria. There are different types of superannuation that. Phone us on 13 10 20 for an alternate fund if your online request gives you the same stapled super fund details. This is the quickest way to transfer any ATO-held super to your preferred fund. For more information about the application for payment of ATO-held superannuation money, have. date of birth. Account Balance Account BalanceLost and unclaimed super. If your client has departed Australia but their temporary resident visa is still current, they may be able to request an early cancellation of their visa. Staff are available M-F 8am -10pm and on the weekend 10am-4pm in your local state. Whether you choose a new super fund or one of your existing ones, give your employer the details they need to pay your super into your chosen account. a paper form. The ATO will only transfer your money to your active super fund if it will take your total balance to $6,000 or more. Most helpful reply atocertified response. That link takes you to the section on proactive consolidation, but the rest of the page runs through more info on ATO-held super. How to link the Australian Taxation Office to your myGov account. That means unpaid super affects more than a quarter of employees, costing each affected worker an average of $1,700 per year. executor or administrator's letter of appointment) Once you've submitted all required documents, the super fund will process your claim and send you the payout. retirement phase are tax-free – subject to a lifetime limit on the amount you can transfer into retirement phase (your transfer balance cap) on withdrawal, as explained in this page. These are mainly account based pensions. gov. It is a legal requirement for rollovers to be processed electronically, using 2 components: a data message. Check when to use this workbook and why we need the information, and how to get it in a portable document format (PDF). Before-tax contributions are generally taxed at 15%, unless you: earn more than $250,000 p. Your super is for retirement, but you may be able to access it earlier on compassionate and other hardship grounds. retirement savings accounts (RSA) the government. retirement phase are tax-free – subject to a lifetime limit on the amount you can transfer into retirement phase (your transfer balance cap) When you transfer your super, your entitlements under that super fund may cease. All New Zealand citizens and permanent residents living in Australia, who meet the Australian Government’s eligibility criteria, will now be able to access up to A$20,000 of their Australian super. our Client Identity Support Centre on 1800467033 (between 8. gov. such as the payment of super benefits or income streams. You can view details of your super accounts including: super accounts you may have lost track of and any ATO-held super. a regulated super fund; an exempt public sector super scheme complying approved deposit fund; retirement savings account. This is a deceased estate, and the form has been completed by the deceased person's only living child, who is administering the estate. Now my question is, through MyGov ATO it states that i have $0. 如果在你离境，签证失效后半年及以上，没有及时递交申请，则你的养老金公司会将账户里的余额转至 ATO 作为无人认领金（ATO-held super）。 如果申领金额为5000澳元或以上，养老金公司将要求您的身份证明文件认证副本（certified copies）。Click To Subscribe: Jaane Ki Zidd Na Karo is a song originally sung by Habib Wali Mohammad and then later made popular by Farida. However, there are different eligibility requirements depending on whether the super being claimed is held by a super fund or by us (ATO-held super).